What is the point of budgeting?

Budgeting comes up as one of the ‘must do’ items if you want to be good with money. You must have a budget. You must stick to a budget. Whatever your budget of choice, there’s a zero based budget, a 50:30:20 budget, a 74:26 budget (really, in case you couldn’t tell, you can have any type of budget you want…).

But what problem does budgeting actually solve? 🤷🏻‍♀️

Continue reading “What is the point of budgeting?”

Sharing is caring, end of 2018 edition

I’ve always enjoyed the pause between Christmas and New Years, a couple of days of relative quiet in an otherwise busy holiday season. A great time to devour all those ‘best of’ articles and videos. Speaking of, here are my top picks for 2018:


Goop & the wellness trend. I don’t know about you but I find Goop fascinating – https://www.nytimes.com/2018/07/25/magazine/big-business-gwyneth-paltrow-wellness.html

A perspective on the future of tech from a well known venture capitalist – https://www.ben-evans.com/benedictevans/2018/11/16/the-end-of-the-beginning

Stella McCartney & sustainable fashion, a different take on what luxury fashion is – https://www.wired.co.uk/article/stella-mccartney-sustainable-fashion

Amazon shareholder letters – https://ir.aboutamazon.com/annual-reports


Samin seems lovely, her approach to beauty is refreshing, and her Netflix show (Salt, Fact, Acid, Heat) is 👍 – https://cupofjo.com/2018/10/samin-nosrat-beauty-uniform/

Caroline Hirons, skincare queen – https://www.youtube.com/user/dixierae25

Liah Yoo, I like her skincare line, Krave Beauty, and skincare philosophy – https://www.youtube.com/user/YellowyCream


The Anna Edit for real life (aka wearable) capsule wardrobes and general good vibes – https://www.youtube.com/user/ViviannaDoesMakeup

Elizabeth Suzann Money Talk, written in 2017, yes I’m late to the party, but an insightful piece on the cost of clothing – https://elizabethsuzann.com/blogs/stories/money-talk

When you have a couple of spare hours 😅

https://www.apartmenttherapy.com/house-tours because who doesn’t like checking out other people’s houses?

https://www.refinery29.com/en-us/money-diary or reading about what other people spend their money on 😏