The discovery diamond

How do you decide whether something is worth your time or money?

When you don’t have a decision making framework how do you know if you’re making a good or bad decision?

From deciding whether to buy a product or service to whether an analyst / blogger / influencer is worth following, here’s a framework I’ve found useful. I call it the discovery diamond ๐Ÿ”ท

Continue reading “The discovery diamond”

What is the point of budgeting?

Budgeting comes up as one of the ‘must do’ items if you want to be good with money. You must have a budget. You must stick to a budget. Whatever your budget of choice, there’s a zero based budget, a 50:30:20 budget, a 74:26 budget (really, in case you couldn’t tell, you can have any type of budget you want…).

But what problem does budgeting actually solve?ย ๐Ÿคท๐Ÿปโ€โ™€๏ธ

Continue reading “What is the point of budgeting?”

Sharing is caring, end of 2018 edition

I’ve always enjoyed the pause between Christmas and New Years, a couple of days of relative quiet in an otherwise busy holiday season. A great time to devour all those ‘best of’ articles and videos. Speaking of, here are my top picks for 2018:

Business

Goop & the wellness trend. I don’t know about you but I find Goop fascinating – https://www.nytimes.com/2018/07/25/magazine/big-business-gwyneth-paltrow-wellness.html

A perspective on the future of tech from a well known venture capitalist – https://www.ben-evans.com/benedictevans/2018/11/16/the-end-of-the-beginning

Stella McCartney & sustainable fashion, a different take on what luxury fashion is – https://www.wired.co.uk/article/stella-mccartney-sustainable-fashion

Amazon shareholder letters – https://ir.aboutamazon.com/annual-reports

Beauty

Samin seems lovely, her approach to beauty is refreshing, and her Netflix show (Salt, Fact, Acid, Heat) is ๐Ÿ‘ – https://cupofjo.com/2018/10/samin-nosrat-beauty-uniform/

Caroline Hirons, skincare queen – https://www.youtube.com/user/dixierae25

Liah Yoo, I like her skincare line, Krave Beauty, and skincare philosophy – https://www.youtube.com/user/YellowyCream

Style

The Anna Edit for real life (aka wearable) capsule wardrobes and general good vibes – https://www.youtube.com/user/ViviannaDoesMakeup

Elizabeth Suzann Money Talk, written in 2017, yes I’m late to the party, but an insightful piece on the cost of clothing – https://elizabethsuzann.com/blogs/stories/money-talk

When you have a couple of spare hours ๐Ÿ˜…

https://www.apartmenttherapy.com/house-tours because who doesn’t like checking out other people’s houses?

https://www.refinery29.com/en-us/money-diary or reading about what other people spend their money on ๐Ÿ˜