The one money thing everyone should do

Track your expenses for a week

You don’t need a fancy app, a spreadsheet, the notes app, or pen and paper works just fine.

Write down everything that you spend you money on, ideally at the end of each day so you won’t forget. Then sit down for 10 minutes at the end of the week and have a look at where your money is going.

Any surprises?

Any learnings?

Anything you would do differently?


Why start here? Because paying attention is the first step to making changes.

Want to do more? Check out our Financial Philosophies