I’m not convinced that a short term high interest loan like Affirm should be used as a budgeting tool. Yes it does tell you in a straightforward way what your payments are, but why wouldn’t you use a similar tool that is at least interest free e.g. Afterpay 🧐?
Retail arbitrage. Consumerism. “So many people are owned by their possessions.”
This article is surprisingly deep.
Bryon Bay (where all the rich hippies live 🇦🇺), lifestyle influencers, I mean come on, this is a must read 😅